Here is a comprehensive and up-to-date guide to the best RWA platforms by yield, designed to help investors compare leading tokenized real estate platforms across the US and globally. This guide outlines current net yields, fees, minimum investments, platform strengths and risks, and honest commentary backed by recent reports and verified user experience as of October 27, 2025.
Introduction
Tokenized real estate platforms (RWAs) offer fractional ownership of rental properties through blockchain, catering to investors seeking higher yields, easier diversification, and lower minimums. This article compares top RWA platforms by their yield, fee structure, regulatory clarity, and more, giving updated data each month so investors can make informed choices.
Yields Matter when choosing RWA Platforms
Yield is the annual return investors can expect from a real estate asset. Gross yield represents total income before expenses, while net yield factors in fees, occupancy/vacancy loss, and upkeep. While tokenized RWAs typically aim for gross yields of 6–12%, net yields can be much lower due to platform and management costs, making diligent review essential. By contrast, REITs generally offer net yields between 3–5%, but without the flexibility of fractional blockchain-based ownership.
What This Comparison Covers
Platforms in this guide:
- Focus on rental properties (single-family, multi-family, and commercial)
- Accept non-accredited investors (mainly in the US and EU)
- Provide verified net yield data and fee structures
- Allow small investments, starting from $50 to $1,000, depending on platform
Methodology
Yields are pulled directly from platform dashboards, whitepapers, order books, and user reports. Net yields incorporate transaction and management fees, with actual performance adjusted for occupancy rates and maintenance expenses. Platform viability is assessed based on regulatory standing, transparency, and track record.
Top Tokenized Real Estate Platforms
| Platform | Avg Yield | Net Yield | Fees | Min Investment | Geographic Focus | Best For |
|---|---|---|---|---|---|---|
| Lofty.ai | 8–11% | 6–9% | 2.5–3.5% buy/sell + 8–10% mgmt | $50 | US only | US beginners |
| RealT | 6–16%* | Variable | 8–12% mgmt | $50–$100 | US, select intl | Caution: legal risk |
| Reental | 7–9% | 5–7% | Various | €100 | Europe | EU investors |
| Blocksquare | 5–10% | 4–8% | Decentralized, varies | $100–$1,000 | EU/global | Commercial focus |
| Homebase | 6–8% | 5–7% | Platform + mgmt fees | $500 | US | Syndication scaling |
*Note: RealT yields are unreliable due to ongoing legal and payout issues.
Detailed Platform Reviews
Lofty.ai – Best for US Beginners
Founded in 2020, Lofty operates the largest US-based tokenized rental portfolio, covering 170+ properties in more than 15 states. Investors benefit from fractional ownership and daily income distributions, with instant liquidity and the lowest investment minimum ($50) in the sector.
Yield Details: Net yields average 6–9%, after accounting for standard fees of 2.5–3.5% per transaction and 8–10% management. Distributions are daily.
Pros:
- Lowest minimum investment
- Daily payout of rental income
- Largest, transparent US property selection
- Verified property data, instant liquidity
- Robust educational onboarding
- No accreditation required
Cons:
- Fees decrease return potential
- US-only
- Some liquidity delays and limited historical track record
- Performance varies between properties
Best For: US investors seeking an easy entry, daily payouts, geographic diversification.
Example: $1,000 split across 10 properties yields approximately $60–90/year net income.
RealT – High Risk, High Claims
RealT was once prominent for tokenizing Detroit and Midwest properties, with international access and strong yield claims. However, legal troubles since 2024 cast doubt on its reliability.
Yield Details: Claimed yields of 6–16% gross; net yields are highly unpredictable given 8–12% management fees and legal issues.
Pros:
- Fractional ownership of unique US properties
- (When operational) weekly payouts and international reach
Cons:
- SEC and Michigan investigations; fund freezes, missing deeds
- High incidence of reported non-payment
- Poor operational transparency
Best For: High-risk US investors watching legal proceedings.
Example: $1,000 investment could result in unpredictable returns and loss of capital.
Reental – Europe’s Tokenized Pioneer
Founded in Spain, Reental specializes in EU residential rentals, providing access to properties in Spain, Portugal, and other EU markets. Its €40M AUM platform allows global participation for select deals.
Yield Details: Gross yields of 7–9%; net after 6–9% management plus contract-specific transaction fees is 5–7%.
Pros:
- Direct access to EU real estate
- Steady occupancy rates
- No accreditation needed, vetted assets
Cons:
- Currency risk for non-EU investors
- Transparency and disclosure weaker than US rivals
- Some fees undisclosed until contract completion
Best For: EU/UK investors diversifying outside the US.
Example: €1,000 investment generates net €50–70 annually.
Blocksquare – Commercial and Global Reach
Blocksquare, based in Slovenia and Luxembourg, operates a decentralized infrastructure for tokenizing commercial properties with $200M+ in listed assets.
Yield Details: Gross yield 5–10%; net 4–8% post operator, platform fees. Minimums and payout frequency depend on local operator arrangements.
Pros:
- Commercial sector focus
- Multi-country and operator flexibility
- Legal registration in EU
- Large portfolio reach (66 properties, 29 countries)
Cons:
- Yield/fees vary widely by marketplace partner
- Standardization and reliability depend on local operators
- Increased complexity for novice investors
Best For: Advanced/non-US investors seeking commercial property exposure.
Example: $2,000 into European commercial deals yields $80–160/year net.
Homebase – Syndication and Automation
US-focused Homebase enables property syndication with workflow automation. Minimums start at $500; platform targets efficient, multi-deal investment at scale.
Yield Details: Gross: 6–8%; net: 5–7% after fees, paid monthly.
Pros:
- Syndication-friendly for professional investors
- Reporting, compliance, and operational efficiency
- Scalable automation tools
Cons:
- Requires syndication participation, not pure fractional investing
- Higher minimums, learning curve
- US-only
Best For: Managers, advanced investors scaling US portfolios.
Example: $5,000 investment: $250–350/year net.
How to Calculate Your RWA Yield
Getting an accurate net yield means:
- Start with gross annual rental income (published by the platform).
- Subtract transaction fees (2–4% upfront).
- Deduct management fees (6–12%).
- Reserve for vacancy loss (5–10% occupancy).
- Include maintenance (2–4%).
- Net yield formula:
Net yield=Gross yield−fees−vacancy−maintenanceNet yield=Gross yield−fees−vacancy−maintenance
Always check real payout schedules and look for owner-reported numbers, not just platform projections.
Common Yield Traps
- Overlooking platform/management fees and vacancy impacts
- Focusing only on highest gross yields
- Not accounting for taxes and regulatory limitations
- Concentrating risk in one property or region
Which Platform Is Right for You?
Beginners ($500–2,000)
Best option: Lofty.ai for low minimums, reliable payouts, user-friendly tools, and the most transparent stats. Allocate across 8–15 properties, targeting 6–8% net yield.
Intermediate ($2,000–10,000)
Diversify with Lofty plus either Reental or Blocksquare. Build exposure across 20–25 assets, mixing geographies to reduce risk. Expect net yields of 7–9%.
Advanced/International
Employ Blocksquare for commercial, Reental for EU residential, and Lofty for US exposure. A multi-platform, multi-country approach can yield 8–12% net, but risk (legal, regulatory, vacancy) can vary.
Risk Comparison by Platform
| Platform | Regulatory Status | Track Record | AUM | Risk Level |
|---|---|---|---|---|
| Lofty.ai | US-compliant | 5 years | $40M+ | Moderate |
| RealT | Under investigation | 5 years | $30M+ | High |
| Reental | EU-based | 4 years | €40M+ | Moderate |
| Blocksquare | EU/Luxembourg, operator | 8 years | $200M+ | Variable |
| Homebase | US-focused, scalable | 5 years | $5B+ | Low (for managers) |
Important Notes and Disclaimers
- Yield figures above are gross unless noted; actual net returns may vary depending on platform, property, occupancy, and fees.
- Past results do not guarantee future performance.
- Legal and management risks must be considered—especially ongoing issues at RealT.
- Due diligence is vital: verify property title status, platform accreditation, and licensing.
- Some US platforms restrict international investors; review eligibility before investing.
- See special reports on “platform risks,” “diversifying across platforms,” and “calculate your expected yield” for additional detail.
Monthly Update Schedule
This guide updates each month on the 1st with the latest platform yields, entries/removals, regulatory status alerts, and fee tracker changes. Subscribe for monthly updates and in-depth reviews. Sign up for emails to be the first to know when the article is updated.
Leave a Reply